A daily reflection app
Time is money.
Invest it — one day at a time
The World's First Bank for Life Wealth
Deposit
Your days are worth remembering
Weeks fly by. Moments fade. Bank of Todays helps you capture what matters — a win, a lesson, a feeling, a memory. Every day becomes a deposit in the story of your life.
Guided prompts
Never face a blank page again
A handful of carefully crafted prompts draw out what actually mattered today — a win, a lesson, a bright emotion, a photo. You don't have to think about what to write. Just answer honestly.
Reflections
Your days don't disappear anymore
Every deposit is saved and easy to find again — filter by month, or by what you were feeling. Any day you've lived is one tap away.
Always with you
A habit worth keeping
A quiet widget keeps your banked days in view — on your lock screen, your home screen — so showing up again tomorrow doesn't take remembering.
Go further with PRO
Capturing your days changes how you live them. Going deeper changes who you become.
Weekly & monthly statements PRO
A single day is a moment. A week reveals a pattern. See your wins, important steps, lessons, emotions, and saved moments come together in one weekly or monthly view, so you can understand what your days are adding up to.
AI insights PRO
Reflect deeper with AI. Your days may be telling you more than you realize. AI looks across your reflections to uncover meaningful progress, recurring patterns, and connections that are easy to miss one day at a time.
Life calendar PRO
See your life, week by week. The Life Calendar gives you a simple visual map of your life, with every banked week filling in as you go. See how much time you've lived and how much of it you've captured.
Photo placesPRO
Location from your photos becomes part of the story — a neighborhood, a landmark, a city — attached automatically.
Health contextPRO
Steps, sleep, and mindful minutes quietly attach to each day, pulled straight from Health — no extra logging.
Cloud backupPRO
Every deposit syncs across every device you own — seamlessly, automatically, always up to date.
A bigger picture of your Todays
Hello, iPhone Duo!
Discover a new way to reflect on your life with Bank of Todays.
Questions, answered
Is Bank of Todays free?
Yes, you can start free. Banking your days, Reflections and the widgets are free. Pro adds weekly and monthly Statements, AI Insights, the Life calendar, photo places, Health context and cloud backup.
How long does a day take?
A couple of minutes, most days. A few short questions, a photo if you like, and the day is banked.
Where are my days stored?
On your device first. You can lock the app with Face ID. With Pro, your days are also backed up to your account so they follow you to every device.
Does AI read my days?
Only when you ask. AI Insights is optional, asks for your consent first, and reads your own weekly and monthly Statements to point out patterns.
Which devices does it work on?
iPhone with iOS 18 or later, including iPhone Duo, folded or open. Widgets for your Home Screen and Lock Screen come with it.
“Time is money.”
— Benjamin Franklin
“Lost time is never found again.”
— Benjamin Franklin
“Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent.”
— Carl Sandburg
“How we spend our days is, of course, how we spend our lives.”
— Annie Dillard
“Time is what we want most, but what we use worst.”
— William Penn
“Yesterday is gone. Tomorrow has not yet come. We have only today. Let us begin.”
— Mother Teresa
“The two most powerful warriors are patience and time.”
— Leo Tolstoy
“Time is money.”
— Benjamin Franklin
“Lost time is never found again.”
— Benjamin Franklin
“Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent.”
— Carl Sandburg
“How we spend our days is, of course, how we spend our lives.”
— Annie Dillard
“Time is what we want most, but what we use worst.”
— William Penn
“Yesterday is gone. Tomorrow has not yet come. We have only today. Let us begin.”
— Mother Teresa
“The two most powerful warriors are patience and time.”
— Leo Tolstoy
From the blog
Bank of Todays Isn't Trying to Replace Your Journal
A physical journal and Bank of Todays solve two different problems. Here's how to tell which one you actually need.
- MTWTFSS
I Started Building an App Because I Was Afraid My Days Were Disappearing
Before Bank of Todays was an app, it was a rough no-code prototype I built for myself — because I noticed reflection was changing the way I experienced time.
Every day counts.
Start banking yours
Invest a few minutes a day and watch it compound into a record of who you're becoming.
Free to start. No subscription needed.